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Savings Deposit Rates
Certificate and IRA Rates effective May 16th through May 22nd, 2012.
The National Credit Union Association now has a Deposit Insurance Estimator available. This insurance estimator will help in determining the federal deposit insurance on your account.
Certificates | IRA's | Money Rate IRA's | Savings | Checking | Christmas Club | Money Market
|
Term |
APY* |
Minimum Deposit |
6 Month |
0.20% |
$2,500 |
9 Month |
0.25% |
$2,000 |
12 Month |
0.35% |
$2,000 |
18 Month |
0.45% |
$2,000 |
24 Month |
0.55% |
$2,000 |
30 Month |
0.60% |
$2,000 |
36 Month |
0.65% |
$2,000 |
60 Month |
1.05% |
$2,000 |
| *APY is the Annual Percentage Yield. |
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- *This rate includes the Family Rewards rate bonus. Offers are limited to new money deposits only.
- ***Special Offerings New Money Only. One time upgrade, at anytime during term, upgrade rate .10% less than 36mos rate at time of upgrade.
|
Type |
Term |
APY* |
Minimum Deposit |
Depositable** |
60 Month |
0.50% |
$500 |
Regular |
6 Month |
0.30% |
$1,000 |
|
9 Month |
0.35% |
$1,000 |
|
12 Month |
0.45% |
$1,000 |
|
18 Month |
0.55% |
$1,000 |
|
24 Month |
0.65% |
$1,000 |
|
30 Month |
0.70% |
$1,000 |
|
36 Month |
0.75% |
$1,000 |
|
60 Month |
1.15% |
$1,000 |
| *APY is the Annual Percentage Yield. |
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- *This rate includes the Family Rewards rate bonus. Offers are limited to new money deposits only.
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APY* |
Minimum Balance |
| |
0.11% |
$10,000 |
| |
0.13% |
$25,000 |
| |
0.16% |
$50,000 |
| |
0.18% |
$100,000 |
| |
0.20% |
$250,000 |
| *APY is the Annual Percentage Yield. |
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*Money Market Rates are subject to change daily. Dividends are calculated daily based on the entire balance
using the applicable tiered rate.
|
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APY* |
Minimum Balance |
| |
0.11% |
$0 |
| |
0.13% |
$25,000 |
| |
0.16% |
$50,000 |
| |
0.18% |
$100,000 |
| |
0.20% |
$250,000 |
| |
| *APY is the Annual Percentage Yield. |
|
- *This rate includes the Family Rewards rate bonus. Offers are limited to new money deposits only.
- ***Special Offerings New Money Only. One time upgrade, at anytime during term, upgrade rate .10% less than 36mos rate at time of upgrade.
- Current year and future contributions only.
- Rates may change at any time. APY accurate as of last dividend date. Fees and conditions may reduce earnings on any account listed. There are penalties for early withdrawal.
|
Account Description |
Rate |
Minimum to Earn APY |
Membership Savings |
0.050% |
$100 |
|
0.050% |
$5,000 |
|
0.075% |
$10,000 |
|
0.100% |
$25,000 |
**Christmas Club |
0.100% |
$100.00 |
| *APY is the Annual Percentage Yield. |
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- The dividend rates on Share Savings are declared at the end of each month. Dividends are calculated by the daily balance method and paid monthly. The Annual Percentage Yield (APY) is based on the minimum daily balance being maintained each day.
- Checking account dividends are declared and effective as of the first of the month and paid monthly. They are calculated on the average daily balance method.
- **Christmas Club dividends are declared each month.
- The money will be transferred to your savings account on October 31st.
|
Account Description |
Rate |
Minimum to Earn APY |
50+ Free Interest Checking |
0.050% |
$0 - $1,499.99 |
VIP Free Interest Checking
|
0.050% |
$1500 - $4,999.99 |
High Interest Checking
|
0.075% |
$0 - $1,499.99 |
| |
0.100% |
$1500 - $4,999.99 |
|
0.125% |
$5000 - Over |
| *APY is the Annual Percentage Yield. |
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- Rates may change at any time. APY accurate as of last dividend date. Fees & conditions may reduce earnings on any account listed.
- We also offer Totally Free Checking.
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