Hawthorne Credit Union
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Auto Loans

THE KEY TO YOUR NEW CAR IS WITHIN CLICKS. FIND THE VEHICLE THAT FITS YOU TODAY!

Your vehicle needs can change over the years. So whether it’s time to shop for your first car, a family vehicle or a sporty red convertible, you can turn to CUDL AutoSMART for the perfect match!

Apply for an Auto Loan Today

Buying a new car is a breeze when you shop at Enterprise, and get your car loan at Hawthorne.
Enterprise has an online inventory of hundreds of certified pre-owned vehicles in the Chicagoland area at no-haggle prices. Plus you can trade in your current vehicle. Enterprise's 7-day/1,000 mile repurchase agreement lets you buy with confidence.

Hawthorne can pre-approve you for your vehicle so you’ll shop like a cash buyer and spend less time at the dealership. We offer low rates, flexible terms, and speedy processing. Save an additional 0.25% on your rate when you set up your payment with direct loan payment.
Estimate your monthly payment with our Auto Loan Payment Calculator.

  • Refinance your loan at Hawthorne and save
    Refinancing your existing vehicle loan may lower your rate and monthly payment putting more money in your pocket! We can refinance your current model year and vehicles of the previous five model years. Plus, you can save an additional 0.25% on your rate when you set up your payment with direct loan payment.
  • Deduct the Interest on Your Auto Loan – Let Your Home Pay For Your Car
    Talk to us about financing your auto loan with a home equity loan or line of credit. The interest on a Home Equity loan or line of credit is tax deductible, consult your tax advisor.
  • Protect Your New Vehicle with GAP Insurance GAP
    (Guaranteed Asset Protection) insurance pays the difference between the outstanding scheduled principal balance and the vehicle’s actual cash value, determined by your primary auto insurance carrier, on your auto loan or lease in the event of total loss or theft. GAP covers up to $1,000 of the borrower's deductible if there is a “GAP” after the primary insurance settlement is paid.

GAP protection is helpful in the event if your car is stolen or totaled in an accident, often insurance companies only pay the Cash Value of the vehicle at the time of the loss. Your remaining loan balance could be much greater than the Cash Value of your vehicle creating a deficiency of several thousand dollars that you’re liable for.

  • According to Automotive News the average new car will lose 60% of its value over 3 years of normal driving.
  • The Insurance Information Institute estimates that one vehicle is stolen in the United States every 24 seconds.
  • CCC Information Services, a firm that supplies the automotive claims and collision repair industries with collision statistics, tells us that 18% of vehicles involved in a collision will result in a total loss.
  • Insurance companies report that on an annual basis they write off 500,000 insured vehicles due to total loss, fire or theft.

Apply Now for a Auto
Loan Today!

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Preferred Dealers

Hawthorne Credit Union only makes loans to members who qualify for membership. However, if you are a non-member and would like to see if you would qualify for a loan prior to joining, you may do so.

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